eCentral Business Show©

Valuable insights from business experts.


Why do women need to plan their finances? - Helen Baker, On Your Own Two Feet

Tue 10:00am 17 Apr 2018
Podcast Audio


Helen Baker first off explains that any advice provided in this discussion is only General in nature. For advice that relates to you personally, please seek the advice of a qualified and trained professional.

eCentral resident Financial Planner and author of 'On Your Own Two Feet', Helen Baker shares her wealth of financial planning knowledge and experience in the field of finances for females. The case for females isn't quite as linear as it is for men, particularly when it comes to remuneration, life situations and ultimately, financial stability. Widely known as the "glass ceiling" or nowadays the "sticky floor," Helen explains that females on average receive less pay than their male counterparts and over the course of time, endure severe impacts to their savings and superannuation. Although there is some progress in pay equality across the Western world (such is the case in Iceland where it is actually illegal for males to be paid more than females for the same position), there is still a long way to go and women need to be savvy about what their superannuation is doing for them whilst they are still at work. Retiring comfortably can sometimes feel so far away.

Further to this, women are by design child bearers and birth givers meaning there will be inevitable interruptions to their careers and ultimately, their pay schedules. Helen strongly advises women to educate themselves and seek the advice of trained and qualified professionals in financial planning to ensure their financial positions don't deteriorate throughout this period in their lives, and that they are on track to meet savings and retirement goals.

Where women are business owners and operators, Helen advises that these scenarios require even further education and due diligence. Women should further obtain advice from not only financial planners, but lawyers and accountants too.

None of us hold the magic crystal ball, there's simply no room to second guess your financial situation. Get the right advice that's tailored to your circumstances by contacting Helen Baker today from On Your Own Two Feet (www.onyourowntwofeet.com.au). You can even check out her book "On Your Own Two Feet" for further valuable insights.


Meet our resident experts

Robert King

Robert King

Accountant

Robert is a fully qualified Chartered Accountant, Registered Tax Agent & Xero Guru. He spends his time helping clients through all stages of the business cycle from setting up a business through to its eventual sale.

Laura Sillano

Laura Sillano

Mortgage Lending

Laura is a Residential Mortgage Broker with over 11 years experience. She is passionate about educating her clients about their options, and provides mortgage lending advice that is grounded by life experience.

Helen Baker

Helen Baker

Financial Planning

Helen Baker, founder of On Your Own Two Feet, is an experienced financial adviser and firmly believes in the benefits of having a strong team of professionals to underpin your financial foundations.



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