eCentral Business Show©

Valuable insights from business experts.

How do I optimize your property investment income? John Fitzgerald, Seven steps to wealth

Sat 10:00am 11 Aug 2018
Podcast Audio

During our first installment, John Fitzgerald discussed his book, the Seven Steps to Wealth, and explained the three reasons to buy property - either you want to live in it, use it for income, or use it for growth. Of the 3, John is geared towards the 3rd. Growth has a simple mantra; cash flow, cash flow, cash flow. According to John, being in the business of property investing, cash is like oxygen, running out of it is going to be a not-so-slow but oh so painful demise. He shares that the biggest mistake people do when investing in property is over-estimating what can be done in a year, and underestimating what can be done in 10 years. This mismatch of expectation and reality messes up positive cash flow.

So how could one buy a property that would maximise and optimise income? Consider these three tips from John Fitzgerald; Stay at the bottom of the market. John and Daedalus would agree that soaring so high so quickly would not only melt your wings of wax, but it would certainly bring uncertainty in your journey to wealth. The rent market has never been stronger in a property market scene where values are just getting higher. The ideal situation is to make it in the proximity of schools, healthcare facilities, and transport hubs which are all growth areas which brings us to tip number two which is;

Buying in a good location. With 1 in 3 houses being rented, having a property for rent in a good location would not only bring lots of offers but bring in positive cash flow. John has his way of calculating rent, you have to watch the video to find out.

John's third tip is to buy new properties. With the appreciating land prices comes with it the depreciation of property. It's not going to be cheap, but why do you think it's called an investment?

It took John Fitzgerald years to come up with his formula to property investment success, and fortunately, he's willing to share his years of experience to anyone who wants it. Get a copy of John's book, The Seven Steps to Wealth, available now in bookstores all over the country or check out to learn about how you could get one.
Connect and comment across social channels.

This episode and more at :
John Nayler Linkedin :
John Nayler YouTube:
John Nayler Twitter :

John Nayler is a serial entrepreneur, presenter and founder of eCentral.

eCentral is a full spectrum Marketing and Digital agency since 1999.

Meet our resident experts

Robert King

Robert King


Robert is a fully qualified Chartered Accountant, Registered Tax Agent & Xero Guru. He spends his time helping clients through all stages of the business cycle from setting up a business through to its eventual sale.

Laura Sillano

Laura Sillano

Mortgage Lending

Laura is a Residential Mortgage Broker with over 11 years experience. She is passionate about educating her clients about their options, and provides mortgage lending advice that is grounded by life experience.

Helen Baker

Helen Baker

Financial Planning

Helen Baker, founder of On Your Own Two Feet, is an experienced financial adviser and firmly believes in the benefits of having a strong team of professionals to underpin your financial foundations.

Other Episodes

Why recycle on the spot? Rachel Baigent, Miltek Queensland

Mon 10 Sep 2018


How do I reach my fullest potential? John Fitzgerald, Seven Steps to Wealtht

Sat 08 Sep 2018


What is lean compacting? Rachel Baigent, Miltek Queensland

Mon 03 Sep 2018


Are we winning the war on waste? Rachel Baigent, Miltek Queensland

Mon 27 Aug 2018


Why is China rejecting our recycling? Rachel Baigent, Miltek Queensland

Mon 20 Aug 2018

Where will our plastic waste go now? Rachel Baigent from Mil-tek Queensland tells us one way as she sits down with us on the eCentral Business Show


How do I maximize my tax benefits? John Fitzgerald, Seven Steps to Wealth

Thu 16 Aug 2018

Get ready to doze-off, here's the most boring subject you'll ever listen to. John Fitzgerald—author, property investor, all-around good guy—sits down for the third time on the eCentral Business Show to talk about maximising tax benefits.


What is tax planning? Robert King, Xperion Accountants

Wed 15 Aug 2018

If your accountant friends aren't showing up for Trivia Night during the months of May and June, they're definitely not in Aruba enjoying the sand and sights - they're tax planning. Robert King sits down at the eCentral Business Show one more time to talk about tax planning.


Is Sweden's Recycling working?

Wed 15 Aug 2018

Waste, recycling, over-packaging and landfill. Next week we start a series with Rachel Baigent from Miltek Queensland about dealing with commercial waste and recycling.

Seems topical that this Fore ...


How can my parents help me buy a house? Laura Sillano, Pod Financial

Tue 14 Aug 2018

First time buying your own house? Mum and Dad can help. eCentral's resident expert mortgage broker Laura Sillano shares how.


Are my personal assets protected by having a company? Robert King, Xperion Accountants

Fri 10 Aug 2018

Don't mean to take the job personally, but company directors can be personally liable for debts their companies incur. Our resident expert accountant Robert King from Xperion Accountants issues warning.


How do I save on divorce? Helen Baker and Shannon Daykin

Fri 10 Aug 2018

Divorce can get costly, but is there a way to cut costs on your way to moving on? Our resident financial planner Helen Baker together with accredited family law specialist Shannon Daykin double teams in tackling this interesting topic.


Do I really have to fill out this form? Laura Sillano, Pod Financial

Thu 09 Aug 2018

Applying for a loan involves a LOT of forms, are all of them really relevant? We'll find out as eCentral's resident expert mortgage broker Laura Sillano from Pod Financial sits down and weighs in.


What happens in divorce court? Helen Baker & Shannon Daykin

Fri 03 Aug 2018

Here's what to expect when considering going to family court - don't do anything without listening to the experts first. Here to discuss facts about proceedings at the Family Court is resident expert financial planner Helen Baker, and accredited family law specialist Shannon Daykin from Daykin Family Law.


How do I reduce my payroll tax? Robert King, Xperion Accountants

Wed 01 Aug 2018

Is there a secret strategy to reducing Payroll Tax? Resident expert accountant Robert King from Xperion Accountants shares his knowledge about the subject (and so much more) in this episode.


Why do I need to do a budget? Laura Sillano, Pod Financial

Tue 31 Jul 2018

Want to expedite your application for finance? Listen in on this chat with Laura Sillano from Pod Financial.


What are the seven steps to wealth? John Fitzgerald, Seven steps to wealth

Mon 30 Jul 2018

High-school dropout turned Australian Real Estate extraordinaire, this chat with John Fitzgerald will leave you motivated to build serious wealth.


How much child support will I pay? Helen Baker & Shannon Daykin

Fri 27 Jul 2018

Ensuring that your children are provided for after divorce or separation is a big deal right? Hear from experts in financial planning and family law talk about the reality of such matters.


Mortgage Lending Update July 2018. Laura Sillano, Pod Financial

Wed 25 Jul 2018

News from the mortgage lending industry presented by resident expert mortgage broker Laura Sillano. Can you loan as much as you used to? What does it mean? This and more from Laura Sillano from Pod Financial.


ATO Debts and payment arrangements. Robert King, Xperion Accountants

Tue 24 Jul 2018

Tax debt is due and you don't know what to do? Robert King from Xperion Accountants talks about ways to manage ATO debts,


Is going for a walk really that good for you? Dr John Hinwood, Stress Management Institute

Mon 23 Jul 2018

Grinding through the work week could get stressful and could make you feel like you're stuck in a routine. Go for a walk! This is one piece of useful advice we could get from Dr John Hinwood in this episode.


How to escape business slavery with Mike O'Hagan

Sun 22 Jul 2018

Business should not be slavery so its ironic to  see so many business owners working so hard in there business.

In this interview we discuss some steps to escape business slavery with Mike O'Hagan ...


How to pay for divorce? Helen Baker & Shannon Daykin

Fri 20 Jul 2018

Just when the emotional trauma isn't enough, there's the financial repercussions of a divorce - Helen Baker from On Your Own Two Feet and Shannon Daykin of Daykin Family Law explore this matter further.


5 Simple ways to reduce your tax. Robert King, Xperion Accountants

Thu 19 Jul 2018

Stop paying too much tax! Robert King from Xperion Accountants shares 5 very simple ways to help you pay less tax.


Where does Social Media Fit? Mireille Ryan, Social Media Marketing Institute

Tue 17 Jul 2018

Marketing Institute, Mireille Ryan. As they talk about social media marketing, Mireille shares tips and insights that are truly useful, even John would admit that!



What business leaders say about eCentral

"... consistently impressed with quality software"

... continuously and consistently impressed with quality software systems, web site design and now digital marketing. Key to the success in the past two years eCentral assisted us with their reputation management service that has positioned us as one of the most highly rated and recognised conveyancing practises in Queensland.

John Horrocks
River City Conveyancing

... placed us in an enviable position...

eCentral's involvement with Cumberland Charter Yachts since 1998 has always resulted in quality results, return on investment and systems supporting the business and operational processes. eCentral's engagement consistently operated with integrity and close adherence to our operational and business goals. The web site, software and supporting marketing advice has placed us in an enviable position in the view of market contemporaries.

Charlie Preen
Cumberland Charter Yachts

Great product, great service within great time

The eCentral team were clear and precise with executing my website, branding and marketing needs. They were on time, on price and fit perfectly the vision I set out for. John is a completely professional and emapthic person who I would highly recommend for any business looking to improve their digital marketing and systems.

Coffee Service Packaging