eCentral Business Show©

Valuable insights from business experts.


How much should I borrow? Laura Sillano, Pod Financial

Fri 10:00am 30 Nov 2018
Podcast Audio

There is a difference between asking how much should you borrow, and how much could the lenders give you. Mortgage brokers like the award-winning Laura Sillano deal more with the latter. How much should you borrow is more of a personal choice after your mortgage broker has shown you the possibilities and the lending options you could go with.

Lenders always make lending decisions based on the income reeled in regularly. After considering income, comes the questions about whether or not you have enough equity or the discipline to service the loan. Before approving of anything, lenders are curious as to how you could back up your application without putting yourself or your family into tricky financial situations.

Think of better ways on how to operate as an individual or as a family when considering to borrow from a lender. Thoroughly think through how flexible you are financially, and how much can you adjust while servicing a loan.

What mortgage brokers can do to help is to be realistic and go through specific scenarios based on your particular financial situation. They give you the facts and figures and guide you through strategies where you can service the plan and still live a life you want.

The best way to know how much you could or should borrow is to talk to your mortgage broker. Laura Sillano is recognised time and again for her excellence and her passion to guide people in the best financial situations and leveraging what they have into getting the life they always wanted.

You can reach Laura through her number 0422 320 497 or check out Pod Financial's website to know more.

DISCLAIMER: The topics discussed in the video and its accompanying media are shared for general information purposes only, and should not be considered as advice. It's best to personally talk with Laura Sillano so you can go through your particular situation and know the best steps to take. You can reach Laura at 0422 320 497.


Meet our resident experts

Robert King

Robert King

Accountant

Robert is a fully qualified Chartered Accountant, Registered Tax Agent & Xero Guru. He spends his time helping clients through all stages of the business cycle from setting up a business through to its eventual sale.

Laura Sillano

Laura Sillano

Mortgage Lending

Laura is a Residential Mortgage Broker with over 11 years experience. She is passionate about educating her clients about their options, and provides mortgage lending advice that is grounded by life experience.

Helen Baker

Helen Baker

Financial Planning

Helen Baker, founder of On Your Own Two Feet, is an experienced financial adviser and firmly believes in the benefits of having a strong team of professionals to underpin your financial foundations.



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