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eCentral Business Show©

Valuable insights from business experts.


Christmas is coming with Laura Sillano, Pod Financial

Mon 10:00am 24 Dec 2018
Podcast Audio

It's December and the Christmas carols have literally started to ring. As we go through the busiest and hopefully the most cheerful month of the year, eCentral's resident expert mortgage broker Laura Sillano goes through the life of a mortgage broker during the Christmas season.

According to Laura, it is during this season where people tend to get silly. There are a lot of parties, a lot of leaves are filed, and a lot of immediate spending is in order. And in the middle of all the busyness, there are still people who want to purchase the house this late in the year.

Buying a house during the Christmas season can be frustrating, about 85 to 90% of the time. There will be less people working, and you may find yourself spending more compared to other months of the year. The sweet spot during these times is to get a long finance clause, and a really long settlement. This will give you enough time to service your loan.

If going through all the unnecessary stresses in life is not your way of spending the Holidays, then take this time and spend it with the people that are closest to you. Sometimes quality time make perfect gifts. During the Christmas season, people are often split into two groups; the ones who are busy shopping, and the ones who just want to hang back and enjoy a good time off from all the busyness.

The end of the year is also a good time to plan ahead. As 2019 is about to unfold, make it a new year's resolution to plan your finances ahead. Maybe saving a certain part of the income towards another bank account that would either service a future loan, or maybe take care of unexpected expenses.

Nevertheless, for Laura, her office is still open for transactions because these things don't take holidays. If you're believing for a good 2019 and know that it will only come if you make better moves, you're probably right. Know more about what your current financial situation can do for you by calling the award-winning Laura Sillano. You can reach Laura at 0422 320 497.

DISCLAIMER: The topics addressed in the video and its accompanying text are shared for general information purposes only. To ensure a merrier Christmas next year, get specific advice from expert mortgage broker Laura Sillano. Call her through her number at 0422 320 497.


Meet our resident experts

Robert King

Robert King

Accountant

Robert is a fully qualified Chartered Accountant, Registered Tax Agent & Xero Guru. He spends his time helping clients through all stages of the business cycle from setting up a business through to its eventual sale.

Laura Sillano

Laura Sillano

Mortgage Lending

Laura is a Residential Mortgage Broker with over 11 years experience. She is passionate about educating her clients about their options, and provides mortgage lending advice that is grounded by life experience.

Helen Baker

Helen Baker

Financial Planning

Helen Baker, founder of On Your Own Two Feet, is an experienced financial adviser and firmly believes in the benefits of having a strong team of professionals to underpin your financial foundations.



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